Wholesale / Commercial Banking Systems Insights
31st October 2018
The data analysis conducted at the end of a cash forecasting process is where the insights are uncovered, and therefore where the real value is found.
Data visualisation (a process where data is displayed graphically) often helps to identify anomalies, highlight trends, and uncover insights in data that might otherwise have been missed.
This... read more
30th October 2018
There is satisfaction in swiping a flashy, eye-catching credit card to purchase goods. One of the first to break into mainstream usage, digital challenger banks have followed Monzo’s neon-coloured cards. The distinctive cards have come to symbolise those who are ‘in-the-know’ within social networks, privileged access, and low... read more
26th October 2018
Financial inclusion, or rather, exclusion, has long been a hot topic in personal finance circles. Ensuring individuals have fair and affordable access to financial products to suit their requirements is vital for improving equality and overall well-being. However, financial exclusion is increasingly becoming a concern for businesses. Post-recession... read more
23rd October 2018
As digital transformation sweeps through all areas of peoples’ lives, smart banks are recognizing that they too must transform or be left disastrously behind. But change, however critical, must always be balanced against its inherent risk. What does it mean to manage risk while functioning as a true digital bank?
As organizations try to... read more
22nd October 2018
Regtech organisations need to be honest about their capabilities, according to Nick Cook, head of regtech and advanced analytics at the UK's Financial Conduct Authority (FCA), during a panel discussion at this year’s Money20/20.
“Regtech was a convenient new buzzword, a couple of years ago. And I think we saw some early... read more
16th October 2018
When the Financial Stability Board (FSB) published its guidelines to national and regional regulators to encourage greater oversight into financial markets, even they couldn’t foresee the deluge of rules and compliance requirements those regulators would begin to craft.
In Europe, the most onerous regimes constructed by the European... read more
11th October 2018
As new challenger bank N26 comes to the UK market, the question of how far the challenger banks can go to dominating a customer’s financial life is being asked all the more frequently.
When prompted on whether N26 would look to become the app for everything, Alex Weber, N26’s head of international markets, said the appetite for such... read more
10th October 2018
Rachna Ahlawat, EVP and co-founder of Ondot Systems, expressed concerns about how Open Banking could take the one click payment process to something more cumbersome for consumers at this week’s PayExpo conference, in central London.
“With the Open Banking initiative and having to validate every transaction that comes, the one time... read more
10th October 2018
Digitization is everywhere – it’s a topic for virtually every industry forum, banks are either committing to ‘digital everything’ strategies, appointing digital banking chiefs or increasing their technology budgets. Some are even launching “digital-only” subsidiaries as a faster way to go digital. Books about... read more
8th October 2018
Across the globe, firms of different shapes and sizes have always struggled with cash and working capital management. Modern businesses – and their finance and treasury departments – constantly aim to effectively manage their debt ratios, with the aim of efficiently using cash as a resource and quickly take advantage of M&A... read more