Retail Banking Systems Insights
30th January 2018
Colin Goldstein, Head of Strategic Partnerships at iwoca and Alan Walsh, Head of Network & Partnerships at Bud, sit down with bobsguide to talk PSD2, collaboration and why banks should be scared of the tech giants.
What is your role in the world of financial services?
iwoca: We’re on a mission to help small businesses access finance... read more
30th January 2018
Last week many of the brightest minds in the blockchain development community gathered to share ideas on the technology’s future across a broad range of industries.
As was the case in 2017, the widespread opinion continued to be that financial services is a key target industry for blockchain to disrupt, much of the conversation focused... read more
24th January 2018
Also read our top five most significant trends in blockchain right now for even more understanding of the current blockchain landscape.
Back by popular demand is the bobsguide ‘fintechs to watch’ series. To kick things off, in this article we list the eight blockchain-based fintechs we think will stand-out from the... read more
23rd January 2018
It is ironic that while banks are closing branches and moving to automated, self-service channels they are also trying to offer personalised services to their customers at an individual level. In the past, relationships were developed and deepened with local bank branches staffed by people whose role was to get to know their local customers. ... read more
23rd January 2018
Since money has existed, there have been people devising ways to defraud others. A Ponzi scheme is one of the oldest forms of fraud, and continues to be rampantly active today.
Built on a simple concept, Ponzi schemes are financial crimes that involve an unscrupulous person exploiting individuals by promising them a high return on their... read more
22nd January 2018
Lisa Shields, CEO of FI.SPAN and former founder of Hyperwallet, spoke to bobsguide about how she groups fintechs into services and the ease with which banks can access them through APIs. Think Android app store but for banks.
Tell us about FI.SPAN.
I’m responsible for founding, building and running a full-stack fintech... read more
15th January 2018
Every time we open a banking app to make transactions or payments, Application Programming Interfaces or APIs come into play to connect to the bank servers. Though APIs function in the background, they directly impact how the apps or websites work, and are crucial to provide safe, secure and desirable banking services for the customers.
With a... read more
11th January 2018
2018 is a big year for financial services, with the second payment services directive – otherwise known as PSD2 – set to transform how consumers manage and spend their money. By forcing banks to share customer account and payment details with third parties – where authorised by the customer – the new... read more
10th January 2018
Traditional banking as we know it is undergoing some major changes. New compliance requirements, such as the Payment Services Directive version 2 (PSD2) and the European General Data Protection Regulation (GDPR) are handing more power back to the consumer, giving them more control over how and who they transact with and what happens to their... read more
9th January 2018
It has been well-documented that last year was the 50th anniversary of the first ATM installation in London. Tabloid newspapers across the world have speculated over the future of this self-service device, debating everything from integration with AI and robotics down to whether there really is a long-term future for these machines in our allegedly... read more