Retail Banking Systems Insights

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Does your digital lending go beyond mobile?

17th October 2017

Digitization is very topical at the moment, it has triggered many conversations and its impact in banking has been hotly debated. Financial services seem to be ripe for disruption by the new breed fintech companies for a number of reasons including rapidly evolving customer preferences, declining customer loyalty and the proliferation of options.... read more
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Sibos 2017: Extinction v evolution? Digitisation and banking’s fork in the road

17th October 2017

Company: bobsguide
Key takeaways Traditional banks will survive digitisation in some form, but have to adapt and in some cases specialise. Some banks will adapt faster and better, meaning that the banking landscape will be more diverse with different banks taking different roles. Technologies such as cloud and DLT will be central to banking... read more
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Sibos 2017 Day 2: Seven conference sessions you can't afford to miss

16th October 2017

Company: bobsguide
Sibos 2017 is upon us, and whilst there is so much content on offer at the biggest conference in banking this year, there are a number of sessions delegates simply cannot afford to miss. Here are our highlights of Day 2. Breakfast with Sir Tim Berners Lee One of the godfathers of the internet, Sir Tim Berners Lee will be hosting a breakfast... read more
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Sibos 2017 Day 1: Five conference sessions you can't afford to miss

16th October 2017

Company: bobsguide
Sibos 2017 is upon us, and whilst there is so much content on offer at the biggest conference in banking this year, there are a number of sessions delegates simply cannot afford to miss. Here are our highlights of Day 1. What does the future hold for banks – Evolution or extinction? The first Sibos 2017 presentation in Conference Room... read more
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Can technology create an online banking experience more personal than a branch visit?

11th October 2017

Company: Vee24
One of the many conveniences of banking today is that it’s largely self-service. Customers manage a growing number of transactions at an ATM, use their phones to check balances, pay bills, move money and organise their finances, all without having to go into a branch or interact with a customer service agent. Many customers are more than... read more
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Building a blockchain MVP

6th October 2017

Company: DataArt
At our consultancy, we are seeing more and more big clients looking at using distributed ledger technologies to change and eventually substitute existing business processes with enhanced alternatives, and it clearly shows that the market for distributed ledger technologies grows over time exponentially. Nonetheless, I ought to say that blockchain... read more
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Compliance vs. design: What should be the priority for financial services?

5th October 2017

Company: The Bunker
The financial services sector is one of the most highly regulated industries in the world. Banks, hedge funds, payment services and a wide range of supporting businesses are subject to myriad regulations and legislation, which can differ depending on the territory they are operating in. Adhering to this extensive and complex set of regulations is... read more
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The importance of customer data integration in financial services

5th October 2017

Company: Fospha
Today, more data is generated in a 24-hour period than ever before - with 2.5 quintillion bytes of data created daily across the globe (IBM, 2017). And with 90% of the worlds’ data having been created in the last two years alone (IBM, 2017), it is clear to see that data will only continue to grow. In this data economy, all kinds of... read more
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Everything you wanted to know about the Internet of Things and banking

29th September 2017

Company: bobsguide
What is the Internet of Things (IoT)? First coined by Kevin Ashton of Procter & Gamble in a 1999 article describing how RFID tags might make industrial production more efficient, IoT has come to mean a great deal more than it was originally intended. Having said that, the core principles remain the same. The definition of IoT is... read more
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The future of affordability

26th September 2017

Company: bobsguide
The drive for greater financial inclusion and improvement in user experience surrounding credit facilities, coupled with the ever-changing regulatory landscape, is spearheading evolution in the assessment of consumer lending affordability. Affordability assessments are no longer fit for purpose when they are rigid and without nuance, or involve... read more