Retail Banking Systems Insights
9th November 2017
Cloud computing is changing the way we all consume and interact with technology. Whether this is at home with Netflix, or with devices such as Amazon Alexa, or at work, with cloud-based services like Office365, Salesforce or other specialist enterprise applications. In business, cloud computing is an enabler; it creates strategic change in the way... read more
8th November 2017
Late last month Swedish fintech Tink announced that secured an additional €14m in funding to scale up its financial aggregator operation and move into new markets.
The major investor in the tech company, and one its early adopters, is Nordic bank SEB. bobsguide sat down with Rasmus Järborg, Chief Strategy Officer, SEB, and Daniel... read more
8th November 2017
#PSD2FinishLine recently started trending on Twitter. As the country slowly grows in excitement throughout the month of November, with the C-word on the tip of their tongues and supermarkets vying for the best TV advert, banks look to the new year nervously. Even if they’re prepared. Even if they’ve got the architecture in place or have... read more
1st November 2017
Alipay, China’s leading third-party payment platform, aims to simplify the way consumers pay. Operated by Ant Financial Services Group, the fintech has already amassed incredible popularity; the platform boasts over 520 million active users in China, is accepted in more than 30 countries worldwide and has over 200 domestic financial... read more
31st October 2017
In the 1960s and 1970s - just a generation ago - the consensus among banks was that women were riskier customers than men. In fact, when Barclays introduced the first British credit card in 1966, the majority of successful applicants were men. This was because in those days, women had to get their father or husband to sign for most loans, even if... read more
27th October 2017
Following two weeks packed with travelling and conferencing for the bobsguide team, the editor picks the best highlights of Sibos and Money 20/20; the largest events in digital finance this year.
Sibos 2017: The emergence of SWIFT gpi and the future of correspondent banking
Alex Hammond, Editor, bobsguide
In one of the livelier... read more
26th October 2017
Onfido CEO and co-founder, Husayn Kassai, talks to bobsguide about the regtech disruption, how machines are better at detecting fraud than humans and his crusade for financial inclusion.
How did you find your way to founding Onfido?
Initially, my co-founders and I had experience verifying identity documents meant for an offline world. The... read more
25th October 2017
In 1967, the first ATM hit the UK’s high streets. 50 years on, David Beach, reporter at bobsguide, attended RBR's ATM & Cyber Security event in London, slightly sceptical as to where ATMs fitted into an oft-predicted cashless society. With the rise of biometrics and Big Data, surely that is the only layer of defence needed?
For... read more
24th October 2017
It’s clear that mobile-first consumers are leading the industry and revolutionising retail banking and personal finances.
New companies are constantly challenging incumbent banks by providing specialised digital solutions such as budgeting, easy wealth management and payment habits that allow a consumer to easily track their finances.
... read more
23rd October 2017
It is undeniable that the financial technology space struggles defining innovation. Innovation has become synonymous with words like new, exciting, disruptive, modern, mutative, novel – to name a few. In a recent report, the Institute of Competitiveness and Prosperity declared that because of the interpretive nature of its definition,... read more