Middle and Back Office Solutions Insights
15th August 2018
The new ruling that will see the US Office of the Comptroller of the Currency (OCC) begin accepting national charter applications from fintech firms – essentially granting tech-first companies bank-like status – could see agile, progressive entities enter the market.
“The OCC has truly opened a window for all those fintech... read more
14th August 2018
While there’s been a recent influx of start-up solutions working to disrupt the global payments landscape, SWIFT’s financial messaging service continues to be the backbone of the international banking community. More than 11,000 institutions in 200 countries rely on its ironclad standards to carry out secure transactions, which have... read more
13th August 2018
Just 56% of UK firms believe they have sufficient cyber security skill in-house to deal with increasingly potent and mission critical cyber attacks.
Databarracks’ annual Data Health Check Survey questioned 400 IT decision-makers on a series of critical issues relating to their IT, security and business continuity practices.
“We... read more
9th August 2018
First published on our sister site PaymentEye.
At the beginning of 2018, bobsguide readers may remember that we published our list of payment predictions, with particular focus on PSD2.
We’ve revisited those predictions to see if they’ve come to pass or altered course. And who better to speak to about the future of payments... read more
7th August 2018
Traditional lenders have steered clear of the SME market in recent years – but that’s changing. What was once considered an unprofitable sector, incumbents and new market participants have started to look to SME funding as the next big growth area. But the market has high expectations. Bobsguide spoke with William Wagner, vice president... read more
6th August 2018
Managing and monitoring transactions has always been crucial for any organisation, but with the slew of regulations to have reshaped markets over the past few years, the compliance requirements that have come with them have set the bar high in terms of administration and governance. From Mifid II to PSD2 and GDPR, the regulations have been felt... read more
6th August 2018
The global rise of instant payments corresponds with the demand for “instant everything.” Customers want an economy that is like everything else in their lives: frictionless, on demand, and most important of all, fast.
To meet this demand, central banking authorities everywhere are enabling their member banks with new directives... read more
3rd August 2018
“The benefit of Banking-as-a-Service (BaaS) is that it lowers costs and lets the organization focus on what matters most: the customers,” says Sophie Guibaud in this fireside interview. Guibaud who heads Fidor Solutions in Europe gives bobsguide the ins and outs of BaaS as well as explaining the practicalities of a bank transitioning to... read more
27th July 2018
Despite the hype still rife around blockchain, quantum computing threatens to undermine distribution ledger capabilities before they've even had a chance to disrupt the financial services.
"And that's before we mention our quantum computing," says Jason Kelley, the IBM Global Head of Blockchain, at the very end of an... read more