Infrastructure Insights


Fintech tackles op risk

17th September 2018

Company: bobsguide
Organisations are met with operational risk wherever they turn. On the one hand, they encounter risks relating to employee behaviour, third parties, statistics and controls. On the other, equally important cultural, moral and ethical risks are also causing disruption. And everywhere they look, companies are faced with risks associated with ordinary... read more

Adapting to tokens: the simpler, the better

12th September 2018

Company: Comarch Finance
In my previous article, I tried to answer the fundamental question of why anyone would need a token. Today, we know we need it in order to keep our money safe. It is a good time to reflect on some token-related problems and try to come up with a solution. We will address those problems both from the production and usage sides, which,... read more

Starling Bank CIO: "You have to design the software for failure"

11th September 2018

Company: bobsguide
The chief information officer role could not be more crucial than it is now. A role that simultaneously requires the robust upkeep of mission critical IT systems as well as constantly searching out the most innovative technology. For John Mountain, CIO at challenger bank Starling, the way incumbent IT departments operate is vastly different to... read more

Competing with robo-investors: putting the EI in AI

11th September 2018

Artificial Intelligence is advancing at an exponential rate across the globe. In the UK, a Government Industrial Strategy is now in place to ensure its success and China’s government has recently revealed a plan committing the country to becoming the world’s dominant player in AI by 2030. Earlier this month, the Bank of... read more

Instant payments to reshape market

10th September 2018

Company: Nuapay
With the potential to reach nearly another one billion people, instant payments are at the heart of a new global payments landscape. But what is driving interest, and can these new payments meet the immediate needs of today’s consumers, merchants and corporates?  Today, consumers expect and currently perceive instant or near real-time... read more

Systems drive trading agenda

6th September 2018

Company: bobsguide
Some vendors and brokerage firms claim to provide the best trading systems with diverse functions to assist traders, making it incredibly difficult for those aiming to make a purchase. However, several trading systems stand out of the crowd for their agility and adaptability. Tora Winner of the Trading System of the Year Award 2018, Tora was... read more

What next for banking technology?

6th September 2018

Company: bobsguide
Successful business owners require a clear understanding of their company’s financial positioning, establishing whether their security holdings and cash balances have breaks. In 2018, everyone wants to get this information quickly, correctly and cost-effectively. In bookkeeping, a bank reconciliation statement reveals the difference on an... read more

TSB CEO quits following second IT crisis

4th September 2018

Company: bobsguide
TSB Bank has announced that CEO Paul Pester is stepping down from his position after seven years. Richard Meddings, current non-executive chairman, takes on the role of executive chairman with immediate effect. "Although there is more to do to achieve full stability for customers, the bank’s IT systems and services are much improved... read more

"China to remain fintech leader despite Trump's trade war"

31st August 2018

Company: bobsguide
“As Trump threatens a trade war with Beijing, companies around the world are all the more concerned with how they get money in and out of China,” said Raymond Qu, CEO of Geoswift, in a bobsguide webinar on August 30. “Ultimately a trade war is not good for anyone,” responded Skyler Webster, product lead for Western... read more

Chief scientist applies forensic skills to TSB meltdown

30th August 2018

Company: bobsguide
In April 2018, the UK's TSB bank left up to 1.9m customers unable to access accounts, due to a botched system migration that was rushed, inadequately tested with poor internal communication. TSB, previously part of the Lloyds Banking Group was bought in 2015 by Sabadell Bank and was due to migrate to Sabadell's in-house system, Proteo,... read more