Global Payments & Transfers Insights


How blockchain and the IoT is laying the groundwork for the digital economy

15th January 2018

Company: bobsguide
Over the last few months, several pioneers in the blockchain space have spoken to bobsguide about the exciting new world of the digital economy. Indeed, we’ve experience firsthand the sort of wild speculation rife in the community. It’s very well to hear about the future changes to society but we’re interested in how those changes... read more

What will define the era of open APIs?

15th January 2018

Every time we open a banking app to make transactions or payments, Application Programming Interfaces or APIs come into play to connect to the bank servers. Though APIs function in the background, they directly impact how the apps or websites work, and are crucial to provide safe, secure and desirable banking services for the customers. With a... read more

Five ways fintech innovators are capitalising on PSD2

11th January 2018

Company: Digital Risks
2018 is a big year for financial services, with the second payment services directive – otherwise known as PSD2 – set to transform how consumers manage and spend their money. By forcing banks to share customer account and payment details with third parties – where authorised by the customer – the new... read more

What banks can do to stay relevant in the era of open banking and stricter regulations

10th January 2018

Company: Entersekt
Traditional banking as we know it is undergoing some major changes. New compliance requirements, such as the Payment Services Directive version 2 (PSD2) and the European General Data Protection Regulation (GDPR) are handing more power back to the consumer, giving them more control over how and who they transact with and what happens to their... read more

AI, Big Data, Digitisation, Blockchain: The fintech that will dominate 2018

10th January 2018

Company: DataArt
Global technology consultancy DataArt expects to see a handful of financial technology (fintech) trends that emerged in 2017 to strengthen significantly in 2018. In particular, the growth of Artificial Intelligence (AI) in the industry will be exponential for three main reasons; hugely increased opportunities for improved customer centricity;... read more

The ATM is dead – long live the ATM!

9th January 2018

Company: Compass Plus
It has been well-documented that last year was the 50th anniversary of the first ATM installation in London. Tabloid newspapers across the world have speculated over the future of this self-service device, debating everything from integration with AI and robotics down to whether there really is a long-term future for these machines in our allegedly... read more

Why banks need a single view of customer data to remain competitive

9th January 2018

Company: bobsguide
The siloed nature of traditional banks means they risk falling behind financial technology firms under the revised Payment Services Directive (PSD2), a Feedzai executive has warned.  “We will fairly rapidly see many large technology companies seeking to become financial services brands, just like large retailers have before... read more

How payment facilitators will continue to disrupt the acquiring market in 2018

8th January 2018

Square, Stripe, and PayPal have become the poster children for the new era of payment facilitation. Less than ten years ago, these technology-focused disruptors entered the market with a fiercely underestimated growth potential. After all, how could offering product solutions built for micro-merchants make a significant dent in the... read more

Can fintechs maintain their edge in an industry that won’t stop disrupting itself?

5th January 2018

Company: Oakam
The financial services industry has entered the Age of the Customer -- in this era, the singular goal is to delight. With offerings that are faster, better and cheaper, new fintech entrants have the edge over traditional institutions who struggle to keep pace with consumers’ rising expectations around service. Yet this is not the first or... read more

How the challenger bank landscape will change in 2018

2nd January 2018

Company: bobsguide
bobsguide sat down with Sarah Jackson, Director, Equiniti Credit Services to discuss what 2018 has in store for challenger banks. Does the term ‘challenger bank’ mean the same thing it did three years ago? The term has evolved. It used to mean any financial institution that wasn’t one of the high-street banks, but it... read more