tm5 Treasury Management System

 

tm5 – the configurable & collaborative TMS

In a globalized and challenging business world, you need a flexible and collaborative TMS that is accessible anywhere. tm5 is easy-to-use, modular, and hosted with no per-user fees.

 

Cash Management

Enable bank polling, cash positioning, cash forecasting, and in-house banking. Retrieve and process account statements in a variety of formats, including BAI, SWIFT, and ISO 20022, and reconcile bank transactions with forecasted cash flows. Gain cash visibility with real-time access to account balances and cash flows. Automate your cash pooling and centrally manage your bank accounts in one place. The in-house banking functionality enables subsidiaries to initiate, negotiate, and capture requests to central treasury with intercompany deals tracked in detail.

 

Global Payments

With connectivity to 11,000 financial institutions worldwide, tm5 enables domestic, cross-border, multi-bank, and multi-currency payments. As a SWIFT L2BA provider, BELLIN has a proven track record of setting up customers quickly on standardized and secure connectivity. Direct host-to-host integration with banks, as well as local protocol support, such as EBICS, provide even more connectivity options. When integrated with your ERP system, tm5 enables payment factory functionality. You can also make payments on behalf of (POBO) subsidiaries. For your convenience, the tm5 mobile app can be used for payment approvals.

 

Netting

The netting and reconciliation module lets you benefit from an automated, structured, and fair reconciliation process. tm5 supports receivables-driven netting, payables-driven netting, and BELLIN’s best-in-class combination of the two: agreement-driven netting. Confirm all invoices before they are settled, and reconcile multiple transactions into a single balance per subsidiary – making you more efficient by reducing the number of payments and minimizing FX risk. Benefit from automated invoice matching, balance reconciliation, and an organized dispute management. Invoices from subsidiaries in countries that do not allow netting can be matched using virtual netting.

 

Investment & Debt Management

Have an organization-wide overview of short and long-term borrowing, including interest-bearing, fixed, floating rate, and amortized instruments. Using the BELLIN SWIFT Service, you can also apply for guarantees or letters of credit electronically. In addition, you can track risk exposures, reduce time to collection, and control loss of receivables by monitoring open positions.

 

Risk Management

tm5 risk management is based on complete and real-time visibility of the group-wide cash position. You have access to a set of tools, including VaR, scenario analysis and sensitivities, interest rate development analysis for variable financial instruments, market value delta analysis to reflect exchange rate and interest rate differences or commodity cost scenarios. International regulatory compliance is a given, including integrated EMIR reporting and reports to support FBAR.

 

FX, Commodity, and Interest Rate Exposure Management

Capture, view and normalize exposures from FX, interest rates, and commodities by consolidating information on trading, transactions, debt, investments and other activity. You can integrate market data providers, such as Thomson Reuters, and data converters. FX and commodity trade data can be retrieved from platforms, such as 360T, Bloomberg, and FXall. As well, tm5 offers integrated derivative reporting to repositories, such as REGIS-TR for EMIR compliance.

 

Reporting

Standard reporting, custom reports and dashboards with rich data visualization are available. Standard reports include Account Balances, Financial Status, Credit Utilization, Hedging, Funding or Liquidity Plan Report/Comparison.

 

 

Product and service specifications
Database
• MS SQL Server
Language used
• HTML5
• Other
Operating system
• HP-Unix
• Linux
• Mac OS 9
• Max OS X
• Solaris
• Windows 2000
• Windows 2003
• Windows 2012
• Windows 7
• Windows 8 & 8.1
• Windows NT4
• Windows Vista
• Windows XP
• Other
Pricing structure
• Other
User interface
• Web
Tags:
treasury management system, treasury workstation