TwoFour LM

Features & Benefits

• A contemporary software solution providing a componentized and complete front-to-back-office solution to banks, brokers, FCMs and asset managers of all sizes
• The solution can be deployed front-to-back or be decomposed and deployed as individual components
• Real-time risk assessment allows clients to effectively allocate a greater percentage of capital towards deal flow
• Real-time credit risk information provides the assessment of the source and nature of credit risk allowing management to make informed decisions in active market situations
• Real-time alerts and work queues on limit breeches allows credit managers to seek adequate remedies to alleviate at-risk situations
• Credit management through ad hoc exposure adjustment allows for temporary amendments to credit exposure
• Flexible and time sensitive pre-trade modeling allows traders to competitively capture business in time sensitive situations by knowing credit capacity at the moment a trade opportunity arises
• Flexible configuration options allows for the modification of credit exposure methodology and the addition of new types of limits without coding
• For external customers, a client portal provides easy access to view margin data
• Supports multiple types of limits and margin on multiple trading products
• TwoFour’s Interface Gateway includes common adapters, allows for quick integration into existing infrastructures and provides for real-time aggregation of global currency positions across multiple systems and sales venues
• User-friendly flexibility and configurability empowers users to tailor the solution to meet specific needs at the time of installation and as requirements change over time
• Highly scalable to handle increasing volumes and expanding business requirements.  A light hardware footprint and low total cost of ownership enables high performance for firms of all sizes
• Robust audit capabilities support regulatory requirements and easy tracking of all transaction history
• TwoFour’s core processing engine is consistently updated to include new functionality and the latest in technology advancements.  These improvements are made available to all clients on a regular basis

• Intra-day real-time credit exposure monitoring provides a real-time view of exposures vs. limits and enables informative intra-day risk positioning decisions.  Both exposure and MTM effects can be displayed in real-time
• Deals can be manually entered or imported through real-time feeds from multiple external sources
• Supports real-time market rate feeds ensuring an up-to-date credit picture based upon the markets latest levels
• For credit managers, active “Credit Manager” tools allow for the increase/decrease of capacity through ad hoc exposure adjustments
• A myriad of configuration options are supported on top of a robust core of credit exposure types.  Major credit exposure types are: counterparty, settlement, country (ultimate/resident), position, stop loss, & margin
• For each major credit exposure type, configuration options include features like exposure netting within and across products based on limit settings or customer-defined agreement netting collateral offset & tenor ladders
• Customer configuration options for credit monitoring include netting agreement settings, CLS eligibility, and customer hierarchy
• Aggregates and validates data from multiple source systems allowing for greater management of exposures
• Highly customizable data views, screen layouts, and reports empower users
• Highly configurable transaction lifecycle workflows empower organizations to maximize straight-through-processing and enables operational tasks to be managed on an exception basis
• Unattended end-of-day processing and global scalability enables 24×7 operations
• TwoFour’s interface layer supports connectivity and transformation from both standardized and proprietary messaging formats including, but not limited to, FIX, MQ, files, database, SOAP & web services
• Robust security and authentication features allow organizations to manage security down to the field level
• Robust auditability and transaction history tracking facilitates research and reporting
• Client portal, sales management, pricing, trade capture, position management, P&L, what-if analysis, shared reference data, real-time market data, confirmations, settlements, revaluation, netting, matching, allocations, multicurrency accounting, reporting, and more
• Supports pre-deal trade modeling through the trade capture function or via a standalone pre-deal check screen
• A customizable framework from which a number of reports can be generated displaying the credit status of all customers as well as breeches, limit expirations and other user-defined requirements
• Reports are generated via Crystal Reports allowing users to create their own reports, on demand, at specified times or as part of the end-of-day
• Provides real-time credit monitoring for all limits and can be configured to send limit breech notifications through both internal work queues and e-mail notifications.  Overage approvals can also be driven through the work queue function