CreditQuest Financial Analyzer

CreditQuest Financial Analyzer is a next-generation financial statements management and analysis solution that enables financial institutions to manage credit risk efficiently and effectively. Financial Analyzer helps assess commercial and small business customers by leveraging the information contained in their financial statements.

Financial statement analysis is one of the key processes in commercial and small business lending. For most institutions, it is becoming increasingly important to centrally manage customer financial data and statements, thereby improving analysis capabilities and cutting operational costs associated with managing the data. Financial Analyzer provides operational and analytical benefits to financial institutions that need to efficiently process their customers’ financial statements.
 
Gain Efficiencies
Free up valuable time for credit analysts by quickly capturing financial statements, automatically calculating financial ratios and generating instant reports.
  • Capture any type of financial statement using automatic file processing or accelerated manual entry–Financial Analyzer stores statements centrally and securely on a dedicated centralized server.
  • View financial statements in full detail or highlights, adding comments and annotations to the analysis where needed.
  • Enter customer-specific covenants within Financial Analyzer to simplify tracking and improve follow-up.
  • Generate common financial ratios and automatic cash flow calculations without crunching numbers.
  • Maintain data integrity with an intuitive, tailorable user interface and automatic audits.
  • Define complex financial ratios (for example, a Z-score), using the customizable financial ratio editor.Quickly manipulate financial statements for ease of data entry and readability with the Financial Analyzer toolbar. Right-click on any cell and View Calculation to see how a calculated value was derived.
Use Powerful Analysis Tools
Employ the advanced comparison tool to evaluate a company relative to its industry peers in the same business segment. Define financial statement templates for any industry (such as commercial, industrial, real-estate, banking, insurance, or public institutions) for consistent formatting and easy evaluation.
 
Communicate Your Findings
Easily create and customize a summary or detailed reports containing statements, comparisons, flexible graphs and user comments. Share your analysis over the Web with authorized users.

 

Product and service specifications
Database
• MS SQL Server
• Oracle
Language used
• C#
• C++
• Java
• Visual Basic
Operating system
• Windows Vista
• Windows XP
Pricing structure
• Fixed
• Per seat
User interface
• Web
Tags:
Financial analysis, financial statement analysis, risk management, credit risk