Fiserv KRM for Funds Transfer Pricing

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GRC / ERM

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Tags:

net interest margin, transfer pricing, spread,

Overview

It is critical for any financial institution to understand the rewards earned for given levels of risk taken. It is also critical to understand the relative contribution made by each business unit, by each product and by each customer relationship. Funds transfer pricing (FTP) allows a cost of funds (assets) or value of funds (liabilities) to be assigned to every transaction making up the balance sheet. It decomposes the interest margin into a credit spread, a funding spread and a rate risk spread. From a profitability / performance measurement perspective , Fiserv provides sophisticated solutions that determine the cost and value of funds on an economic...

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