Product
TEMENOS eMerge on T24
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Product and service specifications
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Overview
TEMENOS eMerge on T24 has been developed for microfinance and community banking institutions requiring a mature, flexible and affordable core banking system that is easy to install. The product supports the specific operational and processing requirements of organisations in emerging markets engaged in retail, community and microfinance banking – for example, smaller retail and mutual banks, large commercial MFIs, global networks of financial intermediaries, commercial banks that want to enter the microfinance space and credit unions.
eMerge is a set of programmes added to T24 to expand its functionality in microfinance and SME lending. eMerge on T24 is a robust and scalable solution which allows customers to start small, yet ready to grow exponentially as the business expands.
Based on T24 Software, eMerge on T24 functionality comprises:
- group lending
- exception based payments
- contract based and account based lending
- flat lending methodology
- a rich CIF for individuals, groups, non-individual entities
- product criteria validation against CIF to control loan targetting
- management and portfolio reporting based on CGAP recommendations
- investor funds tracking
- full credit union functionality
For further details: www.temenos.com
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