Cloud Lending Solutions

Cloud Lending Solutions (CLS) is the leading user-centric designed lending platform for financial intuitions looking to create the ultimate borrower experience. Supporting Commercial Loans, Small Business Lending, Construction Loans, Secured & Unsecured Consumer Loans, and Equipment Leasing

Company Insights

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SME lending: “Application to funding must be digital”

7th August 2018

Traditional lenders have steered clear of the SME market in recent years – but that’s changing. What was once considered an unprofitable sector, incumbents and new market participants have started to look to SME funding as the next big growth area. But the market has high expectations. Bobsguide spoke with William Wagner, vice president...
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Navigating Basel: how innovative lending strategies can maintain competitive advantage

25th May 2018

The deluge of regulations to have hit financial markets since the banking crisis has without a doubt completely reshaped the industry. As well as the burdensome nature of reporting obligations as regulators have attempted to create more transparent markets, capital requirements have fundamentally changed the makeup of each bank and lending...
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Why borrower experience will be the principle driver of bank revenue in the lending market

21st February 2018

The benefits of improving customer experience in financial services continue to accelerate, particularly as the percentage of Millennials occupying the marketplace continues to increase. Today, banks’ core target customers are not only increasingly tech savvy, but also are used to functioning in a world where services are smoothly integrated...
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Online lending fraud: A temporary glitch or a long-term issue for lenders?

6th February 2017

William Wagner, CMO/Vice President of Marketing, Cloud Lending Solutions Online lenders have been disrupting the lending ecosystem by combining innovation with advanced financial technology to improve borrower experience, address underserved markets, and reduce operating costs. In 2014, the US marketplace lending origination volume was around...
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2017 lending trends for banks

12th January 2017

The global lending market has witnessed revolutionary changes in 2016, with fintech playing a significant role in restructuring the lending system to be more dynamic and responsive, vis-à-vis the traditional framework of existing banking systems. Per the recent ‘Market and Research’ report, the global P2P lending market is to...
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How machine learning can redefine lending

21st December 2016

The lending ecosystem has witnessed momentous changes in last five years, from fintechs disrupting the industry by leveraging technology and offering ease and speed in process, to evolution of stringent regulations post the 2008 meltdown. Technology has played a significant role in the rapid evolution of the lending industry. One such...
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How Banks Win with Alternative Finance

11th August 2016

The convergence of new technologies, the rise of alternative lending models, and evolving consumer behavior signal a chance for banks to evolve, grow, and thrive. Alternative finance (AltFi) creates new opportunities for banks. Agile new platforms and strategies such as marketplace lending and peer-to-peer lending, supported by new technology...
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How Banks Can Respond to the Peer-to-Peer Revolution

5th August 2016

Alternate Finance (AltFi) offers an opening for banks to grow into new markets. Some of today’s alternative lending models are still relatively new but they are expected to quickly enter the mainstream as the cloud industry grows and matures. Thus smart banking professionals don’t see AltFi players as threats, but rather as...