Predicting the future is no mean feat. To get a true handle on the patterns and trends occurring now and potentially in the future, the logical step is to start by analysing the past. For over 10,000 years, money has been a physical form, from bartering with goods and services, to the Greeks stamping their own coins in around 600 BC, to the... read more
“DevOps” is one of those tech industry buzz words that is mentioned everywhere but is often misunderstood. The term seems to have lost its true meaning and if you asked ten different industry professionals to define it, you would get ten different answers. Although a precise definition is still elusive, bobsguide provides greater... read more
Whether it’s user data within large companies or highly sensitive company financial information, data breaches can be incredibly costly to a business. For financial organisations of all sizes, such sensitive information can mean the life or death of the business and the security of that data should be prioritised accordingly.
As increasing... read more
Financial services executives are looking for ways to meet shareholder demands to improve the bottom-line as they face fluctuating customer loyalty, wafer-thin margins, and low growth in traditional businesses. Add to that the high regulatory scrutiny and ever-changing risk management and regulatory requirements that are having a huge impact on... read more
Today you can use your smartphone to take a photo of a cheque you have received, and pay it in by email or via your mobile banking app. While this system should dramatically reduce cheque processing times by allowing a digital image of a cheque to be cleared electronically, the question is, who uses cheques anymore?
I don’t think I... read more
2018 and the years leading up to it are going to be extremely busy for financial institutions if the International Accounting Standards Board (IASB) have anything to do with it. The application of IFRS 9 was confirmed by the IASB this year with tentative dates of 1 January 2018. The new standard developed by the IASB, an independent... read more
Saxo Bank, the Danish online trading and investment bank, has announced the appointment of Alessandro Bressan, as Global Head of Equity Products. Bressan will be based in London and will be responsible for both UK sales and European clients, reporting to Dennis Malamatinas (Global Head of Regions and Global Marketing). This appointment further... read more
The Payment Card Industry Data Security Standard (PCI-DSS) was created to increase controls around cardholder data to reduce credit card fraud via its exposure.From nearly the beginning of its introduction, the standard has been criticised for the expense associated with annual certification and for security being less than... read more
Despite the negative press, volatile trading rates and an expiry date of 2140 it looks like Bitcoin is here to stay, and is establishing itself as a viable currency. Created by the mysterious Satoshi Nakamoto in 2008 and introduced as open-source software in 2009, the digital currency which is still in its infancy has been surprisingly welcomed by... read more