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The importance of demographics

25th June 2015

Company: bobsguide.com
Demography is the study of population trends – and it’s a very important discipline for life and pensions. How else do actuaries work out when we are going to get ill and/or die? The longevity debate is reasonably well understood; we (in the West) are living longer (on average) although as a famous Frenchman once said, ‘Age... read more
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FIX Trading Community Mid-Year Review

12th June 2015

Company: bobsguide.com
June already, and almost half way through what is shaping up to be a very busy 2015 for the FIX Trading Community. We have seen the creation of two new working groups and a host of new subgroups examining regulatory matters in EMEA. We have also had seven extremely well attended events across the globe. Barely had the tinsel and holly been taken... read more
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The financial planning process

1st May 2015

Company: bobsguide.com
What’s the difference between financial planning and wealth management? Does it matter, and does anyone care? Interestingly, the FCA handbook includes neither phrase in their glossary of terms although both are widely used in the industry to mean similar but different things.  Rather than get into a semantic argument let me explain... read more
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All about Scalability

28th April 2015

Company: Reval
If you think scalability is an IT challenge, you are right. But it is also a challenge for business leaders and treasury professionals. In general terms, a system is scalable if it has the design and capacity to efficiently handle a growing amount of work. This system can be a network, an application, a process, a company or a part of a company... read more
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Political Pensions

9th April 2015

Company: bobsguide.com
The budget statement in parliament is a fabulous piece of political theatre and - with this most ‘political’ of chancellors giving his final budget before an imminent and very uncertain election it was as ‘political’ as could be. I learnt a long time ago not to get too hung up on the actual ‘words’ in the... read more
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Scientific research proves that bankers, when reminded of their profession, cheat more

7th April 2015

Company: bobsguide.com
A recent study conducted by Alain Cohn and two other economists at Zurich University, points out that banker’s tendency to cheat accentuates once reminded what profession they belong to. This is generating doubt as to whether the strict regulations in place are capable of keeping the banking industry under control or whether the problem lies... read more
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Mobile Payments in Q1 – Five key takeaways

26th March 2015

Company: bobsguide.com
Payments with mobile devices has exploded. 2014 was a year of huge and rapid change and the first quarter of 2015 has not disappointed. Impactful events like the Consumer Electronics Show (CES) and Mobile World Congress (MWC) have delivered a slew of significant announcements. So, amid the foray, what have we learned? Major players vie for US... read more
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American FinTech market shows its stripes – four major innovations to make us richer and happier

19th March 2015

Company: bobsguide.com
As a leading outsourcing partner and operations consultant to the FinTech world in the US, I get to speak with a lot of very interesting companies spanning many niches. It continues to amaze me how well envisioned, executed, and value laden many of these new offerings are. It is exciting to anticipate a future state, of personal finance in... read more
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Cyber Threats: How to Protect Your Data?

13th March 2015

Company: bobsguide.com
As companies - alongside customers and governments - do more business online than ever before, they not only enjoy the benefits of the digital world, but they also are exposed to its threats. Aside from high-profile breaches covered in the media – from Targets to Sony – organisations are actually under constant attack. As an example,... read more
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